Greenwood Homes and Gray Fox Mortgage are making it more affordable to own a new home.

Qualified buyers purchasing an eligible quick move-in home closing on or before January 31, 2026 can take advantage of a 30-year fixed rate buydown to 5.5% (5.625 APR).*

Qualified buyers can save on their monthly payments over the life of their loan (as compared to the market rate of 6.23%, as of 12/3/25), which can add up to a big chunk of change.

The best part? We're covering the cost!

A few other important things to know:

• Available on eligible move-in ready or quick move-in homes closing on or before January 31, 2026.
• This offer is available for new, non-contingent contracts written on or after 12/2/25.
• Cannot be combined with any other incentives.
• Primary residence purchases only.
• Greenwood Homes and Gray Fox Mortgage cover the cost of the buydown. Buyer is responsible for closing costs.

 

*APR based on a purchase price of $500,000 with 10% down, 30-year fixed-rate conventional loan, assuming a 740 credit score, with a seller-paid rate buydown.  APR will vary based on loan amount, down payment, and buyer qualifications.

This is to give you notice that Greenwood Homes, LLC, and its affiliates, including, but not limited to, Greenwood Homes - Hampton Roads LLC, Greenwood Homes - Raleigh, LLC, and Greenwood Homes - Charlottesville, LLC (collectively, the "Greenwood Homes") have a business relationship with Gray Fox Mortgage LLC ("Gray Fox"). One or more of the principals of Greenwood Homes has an ownership interest in Gray Fox. If you have a brokerage relationship with another agency, this is not intended as a solicitation. This communication is provided to you for informational purposes only and should not be relied upon by you. Featured builder company is not a mortgage lender so you should contact Gray Fox Mortgage, L.L.C. directly to learn more about its mortgage products and your eligibility for such products. Principal and interest is based on a note rate of 5.5% for the life of the loan. Offer available only on select quick move-in homes for new, non-contingent contracts effective 12/2/2025. Loans must close by 1/31/2026 to remain eligible. Available on select fixed-rate loan programs only. Buydown program not available for all loan types. Other loan programs restrictions may apply. APR is defined as the annual percentage rate. Offer subject to change at any time without notice. Not all borrowers will qualify. You may choose any lender to meet your financing needs, however to be eligible to receive offer advertised you must work with trusted lender Gray Fox Mortgage, LLC. This communication is informational purposes only and is not intended to provide mortgage or other financial advice to a specific consumer’s circumstances. Gray Fox Mortgage, L.L.C. cannot predict where rates will be in the future. Loan programs, interest rates, and fees are subject to change without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, L.L.C. NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 1135 Rose Hill Drive, Ste 101, Charlottesville, VA 22903.