Greenwood Homes and Gray Fox Mortgage are making it more affordable to move in before 2026.

For a limited time, qualified buyers purchasing an eligible quick move-in home closing on or before December 15, 2025 can take advantage of a 30-year fixed rate buydown to 5.5% (5.625 APR), PLUS even lower payments in their first two years of homeownership.*

The best part? We're covering the cost!

How does it work? 

We're buying your rate down to 5.5% for the life of your loan, then on top of that we're paying a portion of your mortgage for you in your first two years of homeownership, giving you lower payments comparable to:

• 3.5% in year 1 
• 4.5% in year 2

What does it mean for you?

• Significant savings on your monthly payments: Qualified buyers can save on their monthly payments over the life of their loan (as compared to the market rate of 6.37%, as of 9/25/25), which can add up to a big chunk of change.
• A gentle payment ramp-up: Ease into your final mortgage payment slowly and have more in your monthly budget for post-move-in necessities. 

A few other important things to know:

• Available on eligible move-in ready or quick move-in homes closing on or before December 15, 2025.
• This offer is available for new, non-contingent contracts written on or after 9/25/25.
• Cannot be combined with any other incentives.
• Primary residence purchases only.
• Greenwood Homes and Gray Fox Mortgage cover the cost of the buydown & a portion of monthly mortgage payments in the first 2 years. Buyer is responsible for closing costs.

All of the quick move-in homes listed on our website (EXCEPT those in Yorktown Crescent) are eligible for this offer, making it easy to browse and find the right home for you. Click the link below to browse homes eligible for this promotion, then contact us to have a Gray Fox Loan Officer see if you qualify!

*APR based on a purchase price of $500,000 with 10% down, 30-year fixed-rate conventional loan, assuming a 740 credit score, with a seller-paid rate buydown.  APR will vary based on loan amount, down payment, and buyer qualifications.

This is to give you notice that Greenwood Homes, LLC, and its affiliates, including, but not limited to, Greenwood Homes - Hampton Roads LLC, Greenwood Homes - Raleigh, LLC, and Greenwood Homes - Charlottesville, LLC (collectively, the "Greenwood Homes") have a business relationship with Gray Fox Mortgage LLC ("Gray Fox"). One or more of the principals of Greenwood Homes has an ownership interest in Gray Fox. If you have a brokerage relationship with another agency, this is not intended as a solicitation. This communication is provided to you for informational purposes only and should not be relied upon by you. Featured builder company is not a mortgage lender so you should contact Gray Fox Mortgage, L.L.C. directly to learn more about its mortgage products and your eligibility for such products. Special offer includes lender/builder covering a portion of the total monthly payment for the first two years which results in the borrower having a reduced monthly payment in the first and second year of the loan. Principal and interest is based on a note rate of 5.5% for the life of the loan. Offer available only on select quick move-in homes for new, non-contingent contracts effective 9/25/2025. Loans must close by 12/15/2025 to remain eligible. Available on select fixed-rate loan programs only. Buydown program not available for all loan types. Other loan programs restrictions may apply. APR is defined as the annual percentage rate. Offer subject to change at any time without notice. Not all borrowers will qualify. You may choose any lender to meet your financing needs, however to be eligible to receive offer advertised you must work with trusted lender Gray Fox Mortgage, LLC. This communication is informational purposes only and is not intended to provide mortgage or other financial advice to a specific consumer’s circumstances. Gray Fox Mortgage, L.L.C. cannot predict where rates will be in the future. Loan programs, interest rates, and fees are subject to change without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, L.L.C. NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 1135 Rose Hill Drive, Ste 101, Charlottesville, VA 22903.